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First of all, I’m not saying you MUST host your website at ClickBank. But if you’ve started building website using their Builder tool, it’s hard for you to move it somewhere else, not because they hold “hostage” to your website. It’s because the contents are built in such a way that it can only be shown properly using their Builder. When you move your website to somewhere else, you have to spend a lot of time re-doing all the content to make it look visually appealing. You get my point here? This is just like many other content/page builders. Once you stop using the plugin, your content is no longer readable.
If you have heard about ClickBank University and are wondering what it is all about, then you are already on the right track. “Clickbank” is one of the largest and most popular affiliate networks. Firstly I suggest that you join Clickbank if you haven’t already, because it’s totally free. But Clickbank University is not free, it is a training community that helps you to achieve success as a vendor and/or affiliate.
3) For the bank account, I don’t think it’s necessary to set up a business account or something. I’m not really familiar with the banking system and the rule just yet. But a lot of my friends are doing well with normal bank accounts if I’m not wrong. Anyway, most of the time, your affiliate commission will be paid to your PayPal account first. After that, you can then transfer it to your own bank account if you need the money.
As for being OVERLY positive, as you said, I don’t really get that ‘feeling’ when browsing their site. I expected to ‘see’ them ‘shouting from the rooftops’ about how awesome CB University is (based on your comment), but didn’t really get that feeling. It just felt to me like they were trying too hard to come off a real review, despite it clearly not being one.
_{Summary: ClickBank University 2.0 has a solid course with useful tools to help people create their own digital products, market it on ClickBank and make money. They also have a set of course to guide people in affiliate marketing but the information is limited and outdated. In addition, CBU has a high-ticket upsell which they did not reveal to you upfront. So, take note of that!}
^{Clickbank University is a good product that's worth the monthly membership cost of $47/month. I think that for someone looking to create and promote their own digital info product through Clickbank, this is probably going to be your best investment. If you are an “expert” in something and want to make money off of your knowledge, now's the time to start!}