WA gives you two sites that uses sublinks. When I say sub-links I mean that they make you go into their servers of (for example as I can’t remember their links off the top of my head as I use so many now) say http://www.whatsiteisit.mysite.wealthyaffiliate.com or something like that where it gets routed somewhere before it goes to your site as you are using their main link and it is rerouted to you through them.
Wealthy Affiliate never lock any website. As long as you have purchased your own domain name, it’s yours 100%. For hosting, WA doesn’t charge any additional charge for web hosting. It’s included in the membership price which I mentioned earlier on. If you’re referring to the domain name, one domain name costs around $14 to $16 per year. So I really don’t know what’s the expensive hosting you’re talking about.
3) For the bank account, I don’t think it’s necessary to set up a business account or something. I’m not really familiar with the banking system and the rule just yet. But a lot of my friends are doing well with normal bank accounts if I’m not wrong. Anyway, most of the time, your affiliate commission will be paid to your PayPal account first. After that, you can then transfer it to your own bank account if you need the money.